FSC statistics show that as of the end of September 2026, domestic banks' Wealth Management 2.0 business scale reached NT$3 trillion 2383 hundred million, up 70.63% year-on-year, with 32,326 clients, up 83.87% year-on-year, both setting new historical highs. Assets under management increased by NT$1.08 trillion in the first nine months of this year. After surpassing NT$2 trillion at the end of November 2025, it crossed the NT$3 trillion threshold again at the end of August this year, showing continued expansion of the high-asset client base.
Deposits Fall Below 40%, Insurance Rises for Five Straight Months
The asset allocation of high-asset clients with over NT$100 million in assets has shifted, with the deposit share falling to 39.3%, dropping below 40%; funds accounted for 17.6%, bonds 14.8%, insurance 13.6%, and offshore structured products 8%. Among them, the insurance share has risen for five consecutive months from 11.9% at the end of April to a more than three-year high, presumably related to increased wealth succession and protection needs driving heavier life insurance allocations.
26 Banks Approved, Securities Sub-Brokerage Surges
Facing huge wealth management business opportunities, banks are accelerating service capacity expansion. Currently 26 banks have been approved to conduct Wealth Management 2.0 business, of which 25 have officially launched. The FSC noted that banks have gradually matured in talent training, product design, system construction and internal management systems, helping to expand the client base and business scale. On the securities side, as of the end of September, 10 securities firms operating Wealth Management 2.0 had accumulated 2,190 accounts with transaction amounts of about NT$685.8 billion, up 40% and 78% year-on-year respectively. Offshore sub-brokerage transactions reached NT$5906 hundred million, accounting for about 86% of the total. The top three by transaction amount were 永豐金 Securities, Cathay Securities and Mega Securities in order.
Overall AUM NT$48 Trillion, Kaohsiung Zone Accounts for 34%
Looking at the overall financial industry, assets under management at the end of September were about NT$48.38 trillion, growing by NT$10.12 trillion from January to September, of which investment trust and consulting enterprises contributed NT$8.18 trillion. The FSC analyzed that rising capital markets and diversified ETF products boosted the scale, but the increase includes capital gains from fund NAV appreciation and cannot all be regarded as new capital inflows. The Kaohsiung Asia Asset Management Center Zone has become a key deployment focus, with 61 institutions approved to enter, including 22 banks, 6 life insurers, 20 investment trust and consulting firms and 13 securities firms, plus 2 investment trust and consulting firms under review. The zone has 10,074 high-asset clients with assets of NT$1.1018 trillion, accounting for about 34% of nationwide banks' Wealth Management 2.0 scale. The zone promotes premium financing, extending services to fund allocation and wealth succession. Among the four business categories, wealth management clients numbered 557 with investment balances of NT$6.8 billion; credit financing saw 7,224 drawdowns with loan balances of NT$118.6 billion; family office services served 277 firms with entrusted assets under management of NT$1218 hundred million; cross-border financial services opened 4 offshore branch accounts.