Two Leaders Pull Ahead in First-Three-Quarters Profits of 13 Financial Holding Companies

陳陳柏宏 證券線記者2026-10-27 01:41

Browser TTS · no download

30-second brief

Taiwan stocks fluctuate at high levels and financial stocks draw attention; 13 financial holding companies have released their first-three-quarters profits, with IBF Financial Holdings and KGI Financial posting YoY growth over 100%, while Fubon Financial and Cathay Financial remain the profit kings. Expert reminds investors to understand the keys to growth and dividends.

First-Three-Quarters Profits Revealed, Growth Stocks Emerge

Taiwan stocks have recently been stuck in high-level volatility, and financial stocks with relatively defensive characteristics have once again drawn market attention. Every October is the time to review the first 3 quarters, January to September, profit performance of 13 financial holding companies. Many buy-and-hold investors list financial stocks as the core of asset allocation, valuing their steady share prices and long-term cash flow from stable dividends. Wealth management expert Dr.Selena楊倩琳博士 recently compiled the earnings per share performance of 13 financial holding companies, reminding investors to interpret the profit structure behind high growth rates.

IBF Financial Holdings KGI Financial Double YoY Growth Rate

By EPS YoY growth rate, IBF Financial Holdings ranked first at 114.9%, followed closely by KGI Financial at 107.3%, with both exceeding 100%. Yuanta Financial ranked third at 98.0%, Taishin Shin Kong Financial at 90.0%, and SinoPac Financial at 58.6%, all showing strong performance. All related figures are the latest disclosed first-three-quarters operating results of the financial holding companies, reflecting profit changes amid stock market volatility, interest rate and exchange rate movements.

Fubon and Cathay Remain Profit Kings

Dr.Selena楊倩琳博士 noted that the fastest growth does not mean the highest earnings. In terms of absolute EPS, Fubon Financial ranked first at 8.80, Cathay Financial ranked second at 6.94, Yuanta Financial at 3.96, and CTBC Financial at 3.18. Fubon Financial and Cathay Financial, with their dual engines of life insurance and banking, have long stayed at the top of financial holding company profits. CTBC Financial posted YoY growth of only 3.9%, but EPS remained at 3.18, showing a stable operating base.

Three Indicators for Buy-and-Hold Financial Stock Allocation

Financial stock profits are easily affected by global stock markets, interest rates, exchange rates and one-time gains, so investors should not enter the market based solely on a single-year surge. Dr.Selena楊倩琳博士 suggests evaluating three points before allocation, including profitability, whether EPS can grow steadily over many years, dividend capability, the dividend policy and continuity of cash dividends, and purchase price, whether the share price has already over-reflected expectations. She emphasized that the focus of investing is on selecting quality assets that match risk tolerance, so that assets grow steadily and cash flow continues to come in.

FAQ

Which two of the 13 financial holding companies had the highest EPS YoY growth rates in the first three quarters?

IBF Financial Holdings ranked first with a YoY growth rate of 114.9%, and KGI Financial ranked second with 107.3%, both exceeding 100%, while Yuanta Financial ranked third at 98.0%.

Which financial holding companies had the highest actual earnings per share amounts?

Fubon Financial had the highest EPS at 8.80, followed by Cathay Financial at 6.94, then Yuanta Financial at 3.96 and CTBC Financial at 3.18. CTBC Financial had a YoY growth rate of only 3.9% but maintained a stable base.

What indicators does the expert suggest watching when selecting financial stocks for buy-and-hold?

Dr.Selena楊倩琳博士 suggests looking at profitability, dividend capability and purchase price, observing long-term EPS stability, continuity of dividend policy, and assessing whether the share price has already over-reflected expectations.