October Profit Up 14.9% Year-on-Year, Cumulative Total Surpasses Last Full Year
Changhua Bank announced on the 6th that its self-consolidated after-tax profit for October 115年10月 was 16.28億元, up 14.9% from the same period last year. Benefiting from record-high net revenue from core businesses, cumulative consolidated after-tax profit for the first 10 months reached 189.98億元, up 22% year-on-year, already surpassing last year's full-year profit, with earnings per share of 1.58元, maintaining steady profit momentum.
Dual-Wing Strategy Drives Profit, Focus on Employee Care
Changhua Bank noted that this year's strong profit performance was driven by both the dual-wing strategy and core businesses, with employee contributions deserving much credit. Changhua Bank has improved employee benefits in areas including institutional safeguards, family support, health care and workplace safety, and provides above-statutory maternity allowances, maternity and paternity leave, vacation subsidies and health care measures, concretely implementing diversity, equity and inclusion and fostering a friendly and inclusive happy workplace.
Related efforts won both the Taichung City Happy Workplace Three-Star Award and the Happy Creative Award, showing external recognition of its investment in talent care and workplace environment. Changhua Bank said it will continue to deepen its core businesses and improve employee care measures to maintain its strategic focus on both operating performance and talent development.
Decarbonization Ahead of Schedule, Expanding Sustainable Finance
While profit grew steadily, Changhua Bank continued to integrate environmental sustainability into its financial business and operational management. Changhua Bank passed the Science Based Targets initiative near-term target review in 2024, committing to reduce Scope 1 and Scope 2 greenhouse gas emissions by 42% by 2030 from a 2020 base year. Emissions in 2025 were down 29.09% from the base year, ahead of the linear reduction schedule, with green power supply reaching 251萬度 in 2025 and renewable energy usage across the bank reaching 10.07%.
On sustainable finance, Changhua Bank uses green credit, sustainability-linked loans and green bond investments to support corporate low-carbon transitions. The balance of green credit and sustainability-linked loans reached 1557億元 at the end of 2025, the loan balance to green technology industries reached 117億元, with 78億元 in new green bond investments during the year, continuing to channel funds into sustainable industries, and implementing environmental concepts in daily operations through green offices, green procurement and wetland tree-planting activities, fulfilling corporate sustainability responsibilities and creating shared benefits for the company, employees and society.